Payment Orchestration/Overlay
AI-Powered best payment system selection for each digital transaction
Customer Channels
- Mobile Banking
- Internet Banking
- E-Commerce
- Payment Gateway
- POS
Payment Systems
- UPI
- IMPS
- AePS
- ATM
- DEM/CTS
- NACH
- NEFT/RTGS
Bank’s Existing Systems
Capabilities
Onboard all types of Payment Channels into GRAVITY
- UPI
- IMPS
- AePS
- ATM
- DEM/CTS
- NACH
- NEFT/RTGS
Payment Channel Management and Control
- One-Click Enable/Disable control for each Payment Channel
- In case of a multi-core environment, GRAVITY provides option to map a payment channel to any one or multiple Core systems
- Setup Active/Inactive time within a day for each Payment channel as required against each Core system mapped for that channel.
- Setup Active Days for each Payment Channel with specific frequency as required against each Core system mapped for that channel.
- Setup different limits for each Payment channel based on different timeslots through the day.
– Maximum Amount per Transaction
– Total Amount per Account
– Total Amount per Customer
– Maximum Transaction count per Account
– Maximum Transaction count per Customer - Setup Read and Wait Timeout Governance
- In case of a technical failure for any digital transaction, GRAVITY leverages all the other available Payment Channels to execute the transaction.
- This orchestration can be setup as a laddering concept at multiple-levels. Also, GRAVITY can control the retry counts at each new Payment channel as per pre-defined instructions.