Product Portfolio

Twenty-four components. One coherent platform.

From the regulated rails to where the value compounds — every component is production-grade and composable across the GRAVITY stack.

Layer 01

Integration & Infrastructure Foundation

Connective tissue across the entire tech ecosystem.

Docking Station

Enterprise interoperability fabric — the foundational control plane for every GRAVITY module.

API Governance (WAAP)

Policy-driven governance, threat detection, and real-time access control across the API surface.

Payment Infrastructure

Performance-acceleration layer that lifts throughput on legacy BFSI rails.

Layer 02

Compliance & Data Governance

Automated regulatory alignment — always audit-ready.

Compliance

AI-powered regulatory orchestration aligned to RBI, SEBI, and IRDAI frameworks.

DPDP (Consent)

Consent management in full compliance with India's DPDP Act, 2023.

ARIA

Adaptive Risk Intelligence & Audit — continuous risk monitoring and audit-trail automation.

Layer 03

Payments Ecosystem

End-to-end payment orchestration — Retail, Corp, NBFC, Insurance.

Payment Hub X — Retail

Hyper-personalised retail payment orchestration across fragmented channels.

Payment Hub X — Corporate

Enterprise command-centre for corporate treasury and B2B flows.

UPI

Bank-native UPI app with next-gen capabilities and deep core integration.

Payment Hub N

NBFC payment orchestration — cheques, mandates, sponsor-bank management.

Payment Hub I

Built for insurers — premiums, claims, commissions, multi-channel flows.

AePS

Aadhaar-enabled, biometric-authenticated transactions over the NPCI network.

Layer 04

Banking Products & Distribution

Digital product infra — virtual accounts to embedded finance.

Virtual Accounts

Granular transaction controls that enable core rationalisation at enterprise scale.

Virtual Banking System

Parallel-processing architecture that offloads digital workloads from the core.

BaaS / Open Banking

API-first platform powering embedded finance in non-banking ecosystems.

NTB-P

Intelligent acquisition platform that converts non-banking relationships into banking customers.

Hyper-Personalisation — Retail

Context-aware, personalised financial products for retail customers.

Hyper-Personalisation — Corporate

Context-aware, personalised financial products for corporate clients.

Layer 05

AI & Intelligent Automation

Co-pilots, agentic automation, and secure model governance.

RaG

No-code co-pilot for digital product curation across the GRAVITY platform.

AgPA

Agentic process automation for autonomous, end-to-end banking workflows.

Smart Resolution System

AI-powered autonomous query resolution and complaint management.

KnowledgeCoPilot

Natural-language access to the institution's internal knowledge base.

AI Gateway

Secure single entry-point enforcing guardrails across every AI application.

StatementOS

AI-native statement intelligence — turns every statement into a banking conversation.

Detailed Explainer

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Enabling regulated innovation at speed

Lead the autonomous financial services landscape of tomorrow.

See how GRAVITY orchestrates your cores, channels, partners, and regulators into one intelligent platform.